The Goldstone Financial Group, a fiduciary with offices across Illinois, Tennessee, and Wisconsin, is now offering retirement income planning to pre-retirees and young professionals in Chicago. The service is designed to assist clients in determining the right retirement savings option for their needs and goals and ensure that their projected retirement income is sufficient for their desired post-employment lifestyle.

More information is available at https://www.goldstonefinancialgroup.com/

The firm has developed a systematic approach to retirement planning, with the initial goal of establishing a solid foundation for retirement by securing sources of guaranteed income. In addition to Social Security benefits and individual savings, the Goldstone Financial Group may recommend annuities, IRAs, and 401(k) rollovers, among others.

“Regardless of the income sources identified, the goal of building this foundation is the same: ensure that your future expenses are paid with reliability and predictability for the duration of your retirement,” said Goldstone Financial Group founder and CEO Anthony Pellegrino.

A second layer of financial protection is offered by a diversified portfolio, according to Mr. Pellegrino. For this reason, a significant portion of its retirement planning roadmap is dedicated to portfolio building and identifying investment assets suited to one’s risk appetite and time horizon.

“Every person’s time horizon is different. For instance, those who started retirement planning at an advanced age have shorter time horizons, meaning that they have less time to recover from losses,” Mr. Pellegrino explained. “This is also why we advise professionals to start planning for retirement as soon as they can, as this will afford them more investment options.”

Another critical aspect of the Goldstone Financial Group’s strategy is tax planning, which entails determining how much to contribute to retirement accounts based on one’s current tax situation, financial goals, and retirement timeline. Mr. Pellegrino said that in addition to securing tax-deferred investments, part of its overall strategy is to identify tax credits as well as tax breaks, which are often offered by certain states to retirees.

Interested parties who want to know more can visit the URL above or request a consult through https://www.goldstonefinancialgroup.com/contact-us/

Goldstone Financial Group
[email protected]
+1-630-620-9300
18W140 Butterfield Road
16th Floor

COMTEX_441003499/2764/2023-09-26T17:08:08