Credit Improvement Strategies Guide for Local Contractor Business in 2021

The new guide recognizes the many challenges most contractors, especially one-person operation faces, regarding winning bids. The company seeks to level the playing field for small contractors by highlighting ways these owners can use business credits to showcase their company’s financial health and improve their reputation as reliable partners.

Interested parties can read the full report at

In their latest guide, Kyber Digital explained that business credits can be compared to personal credits. But in this case, the credit card is only used for business-related purchases and expenses.

To begin with, the agency stated that contractors should identify their objectives for wanting to get a credit line. Since most construction companies are not keen to get funded but want to secure a bid, clarifying their business credit goals allows them to focus on what’s important for their business.

The guide provided a detailed explanation of the steps required to build high credit ratings. First, the contractor will have to open a business credit file with the three major credit reporting organizations.

To ensure that their application gets approved, the contractor should ensure that their business is a separate legal entity–and that they have their employer identification number.

Next, their personal and business credit should be kept separate since this allows them to build their company’s financial credibility. During this stage, the contractor will need to open business accounts with credible lenders, so they can develop credit patterns based on their transactions.

Explaining further how the process works, the agency, through its featured piece, suggested that the contractor can take out a company credit card for handling small business expenses, which they will have to pay off at the end of each month.

By following the steps outlined in the guide and ensuring they keep their company operational, the contractor will, in time, build up their business credibility.

Besides the report, Kyber Digital can help contractors to grow their business via effective marketing and advertising solutions. The agency provides companies in the construction industry with targeted marketing solutions that help increase their brand visibility. They also specialize in online advertising, social media marketing, PPC, and other digital marketing solutions that cater to the needs of contractors.

A company spokesperson said: “Earning business credit is notoriously challenging for small businesses. But we hope, through our guide, you’ll find actionable tips on how to improve your business credit.”

For more information, please visit

Kyber Digital

343 Harbor View

Forked River, NJ


(215) 305-8769

Kyber Digital
Kyber Digital
[email protected]

PO Box – N/A

United States

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